Compare the Best Local Rates

Banks in Oxnard with the Best Interest Rates Today

When searching for the best Oxnard interest rates, there are actually several different types of financial institutions where you can look like community banks, credit unions, national banks and online institutions. So why not begin your search close to home with the local banks in your area? These small organizations tend to offer higher rates than larger banks and chains. The following is a look at the highest rates from local banks specifically.

Best Oxnard Bank Savings Rates

Finding a savings account in Oxnard with a high interest rate will help you make the most out of your deposits. The community banks in Oxnard with the best savings rates today are:

  • Excel National Bank: 0.55%
  • American Riviera Bank: 0.25%
  • Gilmore Bank: 0.2%

Top CD Rates from Oxnard Banks

A certificate of deposit (CD) is like a savings account, but you keep your money on deposit for a set period of time in exchange for higher interest rates. The term is how long that deposit period is–generally, the longer the term, the higher the rate. Here are the best bank rates for various CD accounts in Oxnard.

6-Month CD

  • Heritage Oaks Bank: 0.65%
  • Excel National Bank: 0.5%
  • Community Bank Los Angeles and Orange County: 0.3%

12-Month CD
  • Excel National Bank: 0.8%
  • Heritage Oaks Bank: 0.7%
  • Community Bank Los Angeles and Orange County: 0.6%

24-Month CD
  • Broadway Federal Bank, F. S. B.: 1.26%
  • Heritage Oaks Bank: 1.1%
  • American Riviera Bank: 1.05%

The above rates are accurate as of June 14, 2011 but are subject to change at any time. Please contact individual banks to verify rates before opening an account. To see a comprehensive list of all the financial institutions in the city, visit our Oxnard Banks List.