If you’re in search of the best 12-month CD rates available today, you should begin by comparing the rates from local financial institutions near you. Generally, community-oriented banks and credit unions are in a better position to offer more competitive interest rates on deposit accounts. 
| Featured Rate | |
|---|---|
CIT Bank
 |
1.26%
Date: Feb 16, 2012
2-Year CD Rate
|
| Highest Rates Recent Rate Changes | |
| Broadway Federal Bank, F. S. B. 2 Year CD Account |
1.26%
Date: Feb 17, 2012
|
| Chevron Federal Credit Union 2 Year CD Account |
1.20%
Date: Feb 8, 2012
|
| C B S Employees Credit Union 2 Year CD Account |
1.10%
Date: Feb 9, 2012
|
| Cbc Credit Union 2 Year CD Account |
1.05%
Date: Feb 9, 2012
|
| Excel National Bank 2 Year CD Account |
1.01%
Date: Feb 16, 2012
|
| Premier America Credit Union 2 Year CD Account |
1.00%
Date: Feb 20, 2012
|
| Media City Community Credit Union 12 Month CD Account |
0.60% to
0.55% Date: Feb 22, 2012
|
| Media City Community Credit Union 6 Month CD Account |
0.35% to
0.30% Date: Feb 22, 2012
|
| Premier America Credit Union 12 Month CD Account |
0.80% to
0.75% Date: Feb 20, 2012
|
| Manufacturers Bank 6 Month CD Account |
0.15% to
0.10% Date: Feb 20, 2012
|
| Los Angeles Police Credit Union 2 Year CD Account |
0.50% to
0.45% Date: Feb 13, 2012
|
| Aftra-Sag Credit Union 2 Year CD Account |
0.50% to
0.40% Date: Feb 9, 2012
|
